HONDA FINANCE - GIVING YOU CHOICE

When it comes to buying a Honda we want you to have a choice of your favourite model and HOW to pay for it. It's important to us at Horizon, which is why we have a variety of Finance and Insurance services available to our customers.

At Horizon we have a number of Finance and Leasing approved experts who will be happy to assist you.

GUIDE TO BUYING A HONDA ON FINANCE

Drive away in your new or used vehicle with a finance arrangement that is right for you. You might not even need a deposit, and our interest rates are fixed for the duration of the agreement so you can budget more easily.

We make financing your Honda easy.

Honda Financial Services is part of the Honda Motor Company. Our sole purpose is to provide simple, flexible and convenient finance to Honda customers for their Honda products.

AFFORDABLE MONTHLY PAYMENTS

With affordable monthly payments, there’s every chance you could be choosing a higher grade model than you imagined.

As well as giving you choice, we make buying a Honda easy. None of those fussy forms or intrusive questions. Instead, it’s simple, flexible and convenient finance.

Let’s start by taking you through our finance products.

PERSONAL CONTRACT PURCHASE (PCP)

Personal Contract Purchase is for you, if:

You'd like an affordable deposit and lower monthly payments.
You want flexibilty to exchange, return, or buy your car at the end of your agreement. You'd like to avoid potential maintenance costs of an ageing car.

How it works

1. You decide on the model and how much deposit you want to pay.
2. You tell us your annual mileage, and we calculate your car's Guaranteed Minimum Future Value (GMFV).
3. We deduct this GMFV from the price of the car, and your monthly payments are calculated on the balance that’s left (after the deposit is paid and interest has been calculated).

Once you've paid all your monthly payments, you have three choices:

1. Pay the GMFV and keep your Honda.
2. Return your Honda at no extra charge.
3. Part exchange your Honda for a new one.

HIRE PURCHASE (HP)​

​Simplicity and Affordability - pay a deposit, then regular monthly payments.

With Hire Purchase it’s as simple as it comes.

> With a fixed amount to pay each month you know exactly how much your Honda costs at any time until it's paid off.

> At the end of the term, provided you have paid each monthly payment, you own the car outright.

PERSONAL CONTRACT HIRE (PCH)

Simplicity and Convenience - fixed monthly costs without the burden of ownership.

Personal Contract Hire is a type of rental agreement for people that prefer to hire vehicles rather than own them outright. It provides an attractive option with many benefits. 

> Low initial outlay and fixed rental amounts for easy budgeting

> No concerns over the residual value or disposal of your car at the end of contract*

> Flexibility to change your contract term and mileage should your circumstances change

> Optional maintenance package to cover servicing costs



DEALER BENEFITS

Whether you're looking to purchase a new or used vehicle, our experts can tailor the most suitable finance agreement to your individual needs.

Dealer finance offers many benefits.

ENQUIRE NOW

FREE CREDIT CHECK

BUSINESS USERS

Terms & Conditions
Indemnities may be required in certain circumstances. Finance is only available to persons aged 18 or over subject to status. Any Guaranteed Future Value will be used to pay the final payment if the car is returned after the last monthly payment, provided the car has been serviced in accordance with the Honda service book, is in good condition and the maximum permitted mileage has not been exceeded. All information is correct at time of publication but may be subject to change.Consumers are provided with products that perform as they have been lead to expect, and with a similarly acceptable standard of associated service.