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HONDA FINANCE OPTIONS EXPLAINED

Designed to make life a little easier. 

Whether you're looking for lower monthly payments, want to own your Honda at the end of your agreement, or need a finance solution for your business, we can help you find an option that suits you.

Explore Honda Personal Contract Purchase (PCP), Hire Purchase (HP) and Business Contract Hire (BCH) below, or contact Horizon Honda for a personalised finance quote.

Honda Finance Europe Plc, trading as Honda Financial Services, is part of the Honda Motor Company, so no one is better placed to provide you with the most appropriate and convenient funding solution for getting you into your new Honda car.

 Finance Product Brochure

Personal Contract Purchase (PCP)

With PCP, you can keep your monthly payments low by deferring a significant proportion of the total amount of credit to the optional final payment at the end of the agreement – and then decide whether or not you want to keep the car.

Drive away a brand new car

Personal Contract Purchase (PCP) helps you take control over the finance of your new Honda. Simply choose the agreement duration and annual mileage that suits your motoring needs and Honda Finance will calculate the predicted future value of
your vehicle.

This predicted future value (plus a £10 Purchase Fee) becomes your optional final repayment at the end of the agreement. Deferring a significant proportion of the total amount of credit to the end of the agreement allows you to keep monthly repayments low, so you could drive away in a higher specification car.

DECIDE WHAT YOU’D LIKE TO DO NEXT

1

RETAIN

You can keep your car.

Pay the GFV and the option to purchase fee, and you will own the car outright.

2

RETURN THE CAR

You can hand your car back to us without paying the GFV.

If you have exceeded your agreed mileage or the car is not in a good condition, then there may be additional charges to pay. This will be detailed in your agreement.

 

3

RENEW

You can part-exchange your car.

Then, together with your Honda dealer, you can start looking at your next Honda.

 

HIRE PURCHASE

Hire Purchase is the simplest and most straightforward way Honda Financial Services can help you to fund your new Honda. The interest rate and monthly payments are fixed for the duration of the agreement and when the last payment is made, the car is all yours.

 

GET A FINANCE QUOTE FOR YOUR HONDA

Choose your vehicle, let us know your details and we’ll get in touch to discuss your best finance options.

Finance Quote

Business Contract Hire (BCH)

BCH is a form of leasing most suitable for business owners, sole traders, partnerships and limited companies. You simply pay an initial rental fee upfront and then fixed monthly payments, which are made over the agreed contract length and mileage. When the contract ends you return the vehicle.

 

GET A FINANCE QUOTE FOR YOUR HONDA

Choose your vehicle, let us know your details and we’ll get in touch to discuss your best finance options.

Finance Quote Contract Hire PDF

Terms and conditions:

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Horizon Motor Company Ltd. is authorised and regulated by the Financial Conduct Authority. FRN 309461. Magna Motor Co (Christchurch) Ltd., Magna Motor Co (Wessex) Ltd., and Magna Motor Co Ltd., are Appointed Representatives of Horizon Motor Company Ltd. We are a Credit Broker not a Lender and can introduce you to a limited number of lenders. We typically receive a fixed commission calculated by reference to the vehicle model or amount you borrow, for introducing you to a lender but this does not affect the interest charged on the agreement, all of which are set by the lender. Our manufacturer supporting finance companies also provide preferential rates to us for the funding of our vehicle stock and financial support for our training and marketing.